Quantum offers a variety of services to fit the needs of Individuals. Our product line includes the following: Medical, Life, Disability and discount services for vision, pharmacy and dental. Health Insurance The most common form of individual health insurance, a major medical health policy provides benefits pharmacy, office visits, sickness or injury, regardless of whether the care is provided at a doctor's office, clinic or hospital. We can offer an HMO, PPO, POS or Deductible plan design choices.

Term Life
Ideal for a temporary purpose or a specific period of time, from one year to as many as thirty years. Term insurance is relatively low in cost and can usually be converted to permanent coverage when your needs change.

Permanent (whole life) Insurance
Provides life-long protection not only in tax-free death benefits, but also accrues cash value. You can also fund a loan against the policy for emergencies and other needs. The cost of this type of policy is usually higher than other Term Life Insurance.

Disability
A disability policy provides for income replacement when you are disabled
due to sickness or injury. Both the duration and waiting periods for
payments varies with the policy selected.

Top